Your Financial Life Plan - Design the life you want

Effective financial management goes beyond the monitoring and directing of day-to-day finances. It’s about successful planning for your ideal future. 

In order to build the life you want, before and after retirement age and the inheritance legacy you wish to pass to the next generation, a strategic approach is essential. 

Only by careful advanced planning can you take steps to minimise liabilities such as inheritance tax and maximise the value of your assets and deliverable income. 

The Financial Life Plan offers a comprehensive exploration, planning and review process. It is designed to take you significantly deeper than traditional financial planning advice. At its core, is the idea that you can design your future rather than simply letting it happen. The process can help you achieve remarkable results by following three key steps, illustrated below.

EXPLORE your life goals and current financial situation

You can undertake your Financial Life Plan at any stage in life. However, the sooner you start, the sooner you will see results and the better those results will be!

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.